I am starting a resurfacing (reglazing) business in AR, what types of insurance should I obtain?
I am starting the business with one office worker and myself doing the resurfacing.
For starters, the emloyees will be limited to 2, myself, and 1 office worker. Will I need workers’ comp? Should I go with liability only or an umberella policy? The business will be listed as an LLC with the state.
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Eric I would ask the Better Business Bureau in your area, they could tell you what you would need for the area that you would be working in.
Best Of Luck
You need to sit down with a local, independent agent. Likely he’s going to recommend several policies – workers compensation for sure, general liability, commercial property coverage including an equipment floater, and commercial auto coverage.